You could be owed thousands if your car finance agreement was mis-sold. No paperwork needed. No upfront costs. Just sign up and let our experts handle everything for you.
Your dealer or broker earned commission without telling you.
You paid more due to unfairly high interest rates.
You felt rushed or pressured into signing the agreement.
Charges and contract terms weren't properly explained.
Our team securely searches credit and vehicle databases to locate your past car finance records, even from years ago.
We collect your finance history using just a few basic details. No need to dig through old paperwork or files.
Our experts review your agreements and deal directly with the lender on your behalf. All on a No Win, No Fee basis.
Whether it’s a well-known high street provider or a smaller independent dealership, we may be able to help with your car finance claim. Our service covers the entire United Kingdom.
Where a No Win, No Fee agreement is offered, you won't pay anything unless your claim succeeds. If successful, a fee between 18% and 36% (including VAT) applies, depending on your compensation amount. A cancellation fee may apply if you cancel after the 14-day cooling-off period. We may receive a referral fee for introducing you to our claims handling partners.
You have the right to pursue your motor finance mis-selling claim independently, directly with the lender, through the Financial Ombudsman Service, or via any public redress scheme introduced by the FCA. Claiming independently is free of charge. While we're committed to securing maximum compensation, we cannot guarantee a higher amount than you might obtain independently.
The Financial Conduct Authority has confirmed that the pause on complaint response deadlines for motor finance firms will be lifted on 31 May 2026. The FCA expects to introduce a redress scheme to address complaints relating to discretionary commission in car finance agreements during 2026.
Our partners work on a ‘NO WIN NO FEE’ basis, with no admin charges or hidden fees. Their fees are banded based on the redress amount and are subject to VAT at the prevailing rate.
Our partner’s fees are in line with FCA guidelines on compensation refunds. The fees listed above are exclusive of VAT and will be subject to VAT at the prevailing rate. No-Win-No-Fee means you pay nothing unless your claim is successful. A cancellation fee may apply outside the 14-day cooling-off period. Please click here for details on our cancellation policy.
Whether you financed through a major bank or a local dealership, no paperwork is needed. Sign up below to check your eligibility, and remember you won’t pay a penny unless your claim is successful or you cancel after the 14 day cooling off period.
Find answers to frequently asked questions about car finance claims below. If you need more information, don’t hesitate to contact us.
Our Claims Management Company keeps you updated at every stage, ensuring your car finance refund stays on track. You’ll receive regular progress updates and always know exactly where your claim stands.
Complaints about mis-sold car finance have surged significantly in recent times. If you believe you’ve been affected, don’t wait start your claim today to secure your place in the queue.
PCP finance reclaim is a trading style of Jigsaw Claims Ltd which is Authorised and regulated by the Financial Conduct Authority in respect of regulated Claims Management Activity FRN | 912323. Registered under the Data Protection Act 2018. Reference | ZC004342.
Jigsaw Claims Ltd is registered in England and Wales. Registered Office | 66 Seymour Grove, Manchester, M16 0LN. Company Number | 10326709. Please note that you have the right to pursue your motor finance mis-selling claim with the lender directly, through the Financial Ombudsman Service or any public compensation scheme. You pay nothing unless your claim is successful. A fee between 18 – 36%, including VAT applies on successful claims (fee dependent on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period * The FCA states that each car finance claim could be worth £700.